Privacy Policy
We are committed to protecting your personal data and respecting your privacy. In this Privacy Policy, we describe how we collect and process your personal data. The Privacy Policy also describes your rights towards us and how to exercise them.
Please contact us at admin@financemomentum.com should you have any questions about this Privacy Policy or in general regarding your personal data.
THIS PRIVACY POLICY IS RELEVANT FOR ANYONE VISITING OUR WEBSITES, DOWNLOADING OUR APPLICATIONS, USING OUR SERVICES, AND PRODUCTS, OR OTHERWISE INTERACTING WITH US. IT IS IMPORTANT THAT YOU READ AND UNDERSTAND OUR PRIVACY POLICY BEFORE USING OUR SERVICES AND PRODUCTS.
1. What information about you is collected
We collect personal data in a variety of ways, such as when you visit our website, interact with an electronic advertisement, use our services, make a purchase, contact us, and use our customer portal.
Categories of personal data we may collect and process:
- Registration and account information: e.g. your phone number, name, email, address and, password, time zone, currency.
- Location Information: We collect device location information if you use our location features.
- Customer support and social media: If you use our Customer Support service, and interact with us on our social media channels or in any other way, we may keep a record of that interaction, including the correspondence such as copies of emails and your email address.
- Behavioral and tracking details: e.g. location data, behavioral patterns, personal preferences, IP number, cookie identifiers, and unique identifier of devices you use to access and use the services and our websites.
- Payment information: We collect billing details, name, address, email address, bank details, and other financial information corresponding to your selected method of payment. However, we will only store name, address, email, and issuing bank (i.e. we don’t store payment card details).
- Contact List information: We collect this information to manage your calling experience and will be used only for call connection purposes.
The data that is collected we use for different purposes in accordance with the list below. Basically, we use the data to provide, perform, and improve our services. The legal ground for the processing is stated below.
How do we use it?
|
Ø To confirm your identity and verify your personal and contact details, provide and market our services, fulfill relevant agreements with you, and otherwise administer our business relationship with you. |
|
Ø To conduct payment for services. |
|
Ø Marketing, product, and customer analysis to improve our services and optimize our offer to customers. |
|
Ø Product and customer analysis for internal operations, including troubleshooting, data analysis, testing, research, and statistical purposes. |
|
Ø To carry out risk analysis, fraud detection, and risk management, to prevent misuse of the services to keep the services safe and secure. |
|
Ø To improve our services and for general business development purposes, such as developing new products and features and exploring new business opportunities. |
|
Ø To comply with applicable laws and regulations (for example bookkeeping, lawful intercept). |
|
Ø To communicate with you in relation to our services and to provide customer support. |
|
Ø To establish, exercise, or defend a legal claim or collection procedures. |
Basis for the processing
|
Ø Fulfil our contractual obligations towards you, to comply with applicable laws and to pursue the legitimate interests of Finance MomentumLimited |
|
Ø Pursue the legitimate interests of Finance MomentumLimited. |
|
Ø Comply with applicable laws and pursue the legitimate interests of Finance MomentumLimited. |
2. Security measures for personal data
We process your personal data in accordance with applicable data protection legislation and regulations. To protect your personal data from unauthorized disclosure or access, misuse, loss, alteration, or destruction we have implemented appropriate legal, technical, and organizational security measures. The implemented security measures are created to ensure a level of security appropriate to the risks that are associated with our data processing activities. Should you have any questions related to our security measures please contact admin@financemomentum.com.
3. Third-Party Sites
Our Site or App may contain links to websites of third parties. Please note that such linked websites are not under our control. If you want to learn more about how such a third party treats personal data you are referred to any such third party’s own privacy policy. Our Privacy Policy applies solely to personal data that we receive or collect from you through our Site, our app, your use of our services, and/or your relationship with Finance MomentumLtd.
4. Changes to the Privacy Policy
We are constantly innovating and looking for new ways to improve our services. We, therefore, reserve the right to update or modify this Privacy Policy at any time, with or without notice, to reflect such improvements or any other changes to our business or in order to comply with applicable data protection legislation.
Our Privacy Policy is always available on our website so that users, at all times, can be aware of what personal data we collect, how and for what purpose the data is processed, and under what circumstances such information may be shared. You are advised to review the Privacy Policy periodically so that you are aware of any modifications. If you do not agree with the terms of the Policy, you should not use the services.
5. Data retention
Collected personal data is kept for as long as it’s needed for us (however no longer than two years and 10 months after your account was closed) unless we are legally required to keep the data in our records for a longer period. When Finance Momentum Limited saves data for other purposes than contractual obligations (for example to fulfill bookkeeping requirements or requirements to keep records of mail for the lawful intercept) we only keep the data for as long as it’s necessary and legal for each purpose.
6. Your rights to access, rectification, and erasure
Under applicable data protection legislation, you have the following rights in relation to personal data.
- Right to access– You have the right to obtain information from Finance MomentumLimited about any personal data being processed about you and access to such data if any.
- Right to rectification– You have the right to obtain the rectification of inaccurate personal data about yourself.
- Right to erasure (“the right to be forgotten”)– You have the right to obtain the erasure of data about you if the data is no longer necessary for the purpose it was collected. There might be legal obligations for Finance MomentumLimited to keep the data anyway, which stops Finance Momentum Limited from immediately erasing the data. In that case, we can block the data we are required to keep, from being used for other purposes than the fulfillment of the legal requirements or anonymize the data.
If you would like to exercise the rights to your personal data or should you have any other questions in connection with this Privacy Policy, please contact us at admin@financemomentum.com